Esthetician
Insurance
It doesn’t matter if you own a spa or or work at a salon,
Esthetician Insurance is a must-have for any beauty professional.
It only takes a few minutes!
What Is Esthetician Insurance?
As an esthetician, your job is to help clients feel like the best version of themselves and in doing so, you carry a lot of responsibility.
In any business, there is always a risk something could go wrong. In a business built on providing beauty treatments, the risk is doubled.
Insurance for estheticians protects against the risks associated with the services you provide, including equipment and treatment-related injuries.
What Esthetician Insurance Covers
Your all-inclusive Esthetician Insurance policy should cover:
Also known as Commercial General Liability (CGL), General Liability Insurance is the foundation of every flawless Esthetician Insurance policy. A General Liability Insurance policy protects estheticians against third-party claims, such as a slip-and-fall injury or property damage.
Professional Liability Insurance, aslo known as Esthetician Malpractice Insurance, protects estheticians against claims related to their professional activities and services, alleged or otherwise. For example, a client suffers a severe swelling following a wax and decides to sue. This is where Professional Liability Insurance would be helpful.
High-quality products aren’t necessarily low-risk. Product Insurance protects estheticians against claims related to the products you use or sell. Think allergic reactions, chemical burns – it could happen and if it does, it’s better to be safe than sorry.
Speak with your broker about customizing your Esthetician Insurance coverage to include additional policies, such as cybersecurity or commercial property insurance.
Why Get A Quote From Us?
Exclusive Rates
We’ve partnered with Canada’s biggest insurance companies to offer you exclusive rates.
Amazing Support
You can expect first-class service from our dedicated brokers, any time, anywhere.
Quick & Easy
With our advanced online platform, your quote is available in minutes.
Custom Coverage
Leave it to us to find a policy to best meet your unique business needs.
Frequently Asked Questions
Spa Insurance provides coverage for employees of the spa, but independent practitioners who are renting space are most likely not covered by the insurance policy. If you are an independent professional renting space, consider purchasing Esthetician Insurance to protect yourself from being held liable for claims related to your services.
We highly recommend it. Whether you operate from your home or a client’s, it is critical that you protect yourself with Esthetician Insurance. You never know when or where a mistake may happen.
Esthetician Malpractice Insurance is a type of Professional Liability Insurance. Due to the personal nature of your work, you or your employee’s services may lead to accidental bodily injuries. Secure your reputation and put your most protected self forward.
Unfortunately, no. If you conduct sessions from home, any accidents or damages resulting from your professional activities are not covered by your home insurance. To protect your personal life, it is highly recommended that you cover your bases and purchase both General Liability Insurance and Esthetician Malpractice Insurance. If you are worried about protecting your property, speak with your broker about adding Commercial Property Insurance to your policy.
Yes, we highly recommend it. Esthetician Malpractice Insurance can protect you where a waiver won’t. The jury is still out on whether or not waivers are an enforceable form of protection in court. For that reason, it is best to cover your bases and include a Esthetician Malpractice Insurance policy in your risk management strategy.
How Much Does
Esthetician Insurance Cost?
The cost of Esthetician Insurance depends on several factors, such as:
- Training and experience
- Annual revenue
- Services provided
We’ve partnered with the biggest insurance companies in Canada to offer you the most exclusive rates.
Ready to find out how much your policy could cost? Get a free quote now:
Take some time. Treat yourself. You deserve it.
Request a quote now and save up to 30% on your Beauty Insurance policy.